iPhone on Installments in Sri Lanka Without Credit Card
Buying a mobile phone in installments in Sri Lanka is very easy even without a credit card. It is not possible for every person to buy large amounts of goods, so they mostly think of buying things in installments. This post will tell you how to buy an iPhone in installments in Sri Lanka without a credit card.
How to get an iPhone on installments?
Contacting several companies to buy mobile phones on installments in Sri Lanka can be a good option. You can buy any iPhone model like the iPhone 15 Pro Max, iPhone 15 Pro, and iPhone 14 Pro Max etc. Many mobile phone shops offer iPhone installments. These shops usually take a down payment from you and divide the remaining amount into monthly installments.
Requirements:
- You must be at least 18 years old
- A government-issued identification document
- Must have proof of earnings like salary slips, bank statements, or job latter
- Initial down payment According to the Selected Company, Retailer, and Online Store
- Proof of residence, like a utility bill
Buying iPhones from Mobile phone Shops
This is a good option if you want to buy a mobile phone on installments without a bank or credit card. There are many mobile phone shops in Sri Lanka that provide iPhone installments and they are located in every street and neighborhood. These shops usually take a down payment from you and divide the remaining amount into monthly installments. You need to provide your identity documents and income proof to get the mobile phone.
Each vendor has a different interest rate and you can visit different vendors to get the information. Visit different mobile shops and find out the total amount, installments, and interest rate from them and buy from there where you can find the phone at a good price and low interest.
Depending on different vendors and installment plans in Sri Lanka, this rate can generally range from 10% to 30% and depends on the vendor, installment period, and other terms. From here you can select the term of 6 months, 12 months, or 24 months to find out the price of the phone and get it.
Required Documents:
- Copy of National ID card or passport
- Salary slip, bank statement, or employment letter issued by the employer
- Utility bill, Rent agreement
- Some amount as a down payment
iPhone on installments in Sri Lanka without a Credit Card
You will need a credit card or bank account to buy mobile phones in installments from retailers. Most retailers don’t require a credit card, rather they ask for a direct bank transfer. Various online stores and retailers in Sri Lanka offer iPhones in installments, including singersl, Abans, takas ispot, Dialog Axiata and Wasi, etc.
iPhone 15 Pro Max installment plans in Sri Lanka
Here are the latest installment plans for the iPhone 15 Pro Max in Sri Lanka offered by different retailers:
Abans
- iPhone 15 Pro Max 256GB:
- Monthly Installment: LKR 42,000
- Total Price: LKR 499,999
- Plan Duration: 12 months
- Interest Rate: 0%
- Down Payment: LKR 100,000
Dialog Axiata
- iPhone 15 Pro Max 256GB:
- Monthly Installment: LKR 41,000
- Total Price: LKR 492,000
- Plan Duration: 12 months
- Interest Rate: 0%
- Down Payment: None
Smart Mobile
- iPhone 15 Pro Max 512GB:
- Monthly Installment: LKR 54,000
- Total Price: LKR 648,000
- Plan Duration: 12 months
- Interest Rate: 0%
- Down Payment: LKR 150,000
Buying iPhone on Installment in Sri Lanka – Installment Plans
| iPhone Model | Retailer | Variant | Monthly Installment | Total Price | Plan Duration | Interest Rate | Down Payment |
|---|---|---|---|---|---|---|---|
| iPhone 15 | Smart Mobile | 256GB | LKR 42,000 | LKR 233,950 | 12 months | 0% | LKR 100,000 |
| iPhone 14 | Abans | 128GB | LKR 41,000 | LKR 211,900 | 12 months | 0% | LKR 50,000 |
| iPhone 13 | Dialog Axiata | 128GB | LKR 35,000 | LKR 179,999 | 12 months | 0% | LKR 40,000 |
| iPhone 12 | Singer | 64GB | LKR 32,000 | LKR 164,900 | 12 months | 0% | LKR 30,000 |
| iPhone 11 | Softlogic | 64GB | LKR 28,000 | LKR 139,999 | 12 months | 0% | LKR 20,000 |
- Retailers: Smart Mobile, Abans, Dialog Axiata, Singer, and Softlogic are some of the main retailers offering installment plans.
- Interest Rate: Many retailers offer 0% interest installment plans.
- Down Payment: Many retailers require down payments that vary based on the model and retailer.
Tips to Buying Mobil Phones in Sri Lanka
- Compare prices from online and physical stores like Abans, Dialog Axiata, and Singer
- Buy from authorized retailers or official distributors to ensure that the phone is genuine and comes with a valid warranty.
- Check the warranty period and after-sales service availability.
- Promotions or discounts during festivals like Singhalese and Tamil New Year
- If you want to save money, choose a certified refurbished phone from a reputable seller, which is usually quite cheap and comes with a warranty.
- Keep an eye on specifications like camera quality, battery life, storage capacity, and processor speed.
- Choose a phone with 5G capability or more RAM and storage that won’t trouble you for years to come.
- Get freebies like cases, screen protectors, or headphones with mobile phones and set the price accordingly.
Final Words
Finally, I would like to tell you that always check the serial number or IMEI number of the mobile phone on the company’s website. It will give you a lot of information like warranty, original or duplicate repair, and specifications of the mobile phone. Always choose phones with a price that you can afford and don’t have to worry about paying installments in the future. All the prices mentioned in this post may vary from time to time, so we recommend you visit your nearest mobile center for the latest prices.